We all remember the GFC. We all remember the destruction that was brought down on the world economy by subprime lending. Now APRA have had to step in. For the first time, they have had to introduce debt-to-income limits on lending to slow down the issuing of high-risk debt that is being pumped by Labor. Does Labor accept that APRA's actions are a result of Labor pushing high-risk subprime lending on Australia's most vulnerable borrowers?