I see. I hope the minister accepts now that giving the market free reign isn't working. Will she commit to properly regulating the SDA scheme to keep the dodgy developers out and protect the mum and dad investors, who, by way of doing this and not doing it properly, she has probably lost along the way? We have a problem here. We're certainly not going to just sit here and talk gabble. Are we going to take some action and do something about it? What action are we taking?