In what I calculate to be a very short amount of time, I will try and answer both those questions like an auctioneer—and more people will be able to go to auctions and bid successfully at auctions because of this scheme.

If I can answer in reverse order: the scheme manages that issue. If participants do renovations to their homes, those renovations will be valued and they will reap the benefit of those renovations. That is very clear in terms of the ministerial direction and the scheme.

You're right that the relative position of income thresholds means different things in different states. It is a different position. However, the scheme must be simple to manage. Reluctant as I am to venture a bush lawyer's opinion, I think constitutionally it's more sound if it's consistent across the Commonwealth.