I will answer the question, so hold your horses. I'm not wasting time here. It's an important question, and I'm making sure that I get the answer exactly correct for you.

I do my homework, Senator Scarr. But I welcome the opportunity to talk about this very modest change that we are making to the arrangements for superannuation, for those on higher incomes, $3 million or more, raising a modest $2 billion once fully operational in three years time. I would make the point that those opposite have failed to understand, which is that, at the moment, the budget is in structural deficit. We are borrowing to keep services going. And we are saying that it's not fair to borrow more—