That's not what I actually said, Senator Hanson. But what we've said is that it is feasible that some people will still be able to pay cash in certain circumstances. That would obviously be determined through the department. I gave some examples of what that would be, whether it be in a remote Indigenous community, whether it be in some remote geographic areas or whether it be someone who's a domestic violence victim. Those are some examples that I gave. Obviously, how that would be determined would go through a departmental process.