Thank you, Senator Patrick. The government will support this amendment. The government notes that managing the composition of their membership is an unavoidable operational consideration for any defined benefit scheme and doesn't believe that a change to the proposed bill is required at this time. However, as identified by the Senate committee's final report on this bill, new evidence may well emerge over time, and the government will be agreeing to Senator Patrick's amendment to require APRA to review the status of defined benefit schemes within 30 months to ascertain whether there have been unintended negative consequences.