I just ask you if you could perhaps review the last comment you made there, about equity market capital. My understanding is that the Reserve Bank didn't actually specify what kind of financing they were talking about. They were talking about overarching finance, which of course could include equity but could include various other forms of debt.

Minister, you mentioned earlier 40,000 SMEs. Could you please just reiterate that that is your understanding of the number of SMEs in Australia? What definition are you using there for SMEs? Is it revenues between $3 million and $100 million?