Jane Hume (Victoria, Liberal Party, Assistant Minister for Superannuation, Financial Services and Financial Technology) | Hansard source

It is included in the costing, but I would point out to you that the unintended consequences of not passing this bill and of not legislating are that millions of young people and people who are currently on low balances will not be able to reach that critical mass so that they can take advantage of compound interest. They will have lower savings in retirement; surely that is the objective of this bill?