That's a response, Minister, but I haven't missed the point at all. I am simply directing my query to a specific explanatory memorandum which forecasts savings to the government, essentially with higher cost compliance impacts on superannuation funds. I'll go to the other detail that you want to go to, but that is essentially the situation we're in at the moment. There is a medium to high compliance cost impact on superannuation funds and there is a saving to the forward estimates of $605 million. Are we in agreement on that?