It's what you said publicly, Minister. This is in your explanatory memorandum:

The Bill is estimated to have a gain to the budget of $605.4 million over the forward estimates.

My understanding is that the removal of the tax deductibility of these premiums will add $605.4 million to the government's bottom line, paid for by a medium- to high-cost compliance activity on the funds. That's what I'm trying to get some agreement on.