Senate debates

Wednesday, 31 July 2019

Bills

Social Security (Administration) Amendment (Cashless Welfare) Bill 2019; In Committee

12:13 pm

Photo of Rachel SiewertRachel Siewert (WA, Australian Greens) Share this | Hansard source

Thank you. I want to go back to my line of inquiry about the criteria. I want to now go back to being able to manage your financial affairs. I wonder what specifically will be required there. Will someone with financial management qualifications be providing the advice to the secretary? I'm particularly interested in this because what I consider good financial management by someone on a low income may in fact be very different to what someone with a lot of income can do. For example, I know from personal experience that, when living on a very low income, you sometimes don't pay a bill on time, because you can't afford it. You know you have until a certain time after the due date to pay it, so you pay another bill because this one is just becoming due and you are about to get your power turned off and then you will pay this one. You're managing your money because you have very little. People who don't understand how people on low incomes manage their money and manage to make ends meet may see that as poor financial management.

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