One of the things that is currently built into the wellbeing exemption process is that, for somebody who had made an application, we would seek to have had that successfully processed within six to eight weeks, and that would certainly be the kinds of criteria that we would be putting on the exemption process for the financial wellbeing criteria. As we discussed earlier this morning, there are times when the complication of the process will mean that they are not always going to be able to meet those time lines, but they're certainly the kinds of time lines we've been meeting in the past and we'll be seeking to meet in the future.