My question is to the Minister representing the Prime Minister, Senator Cormann. Minister, the current royal commission into misconduct in the financial sector has opened the eyes of all Australians to the deliberate detrimental conduct by banks in regard to their management of their clientele. Out of approximately 6,000 submissions, only four farmers have been granted the opportunity to speak before the commission. Is it the minister's opinion that those four representations could possibly give the commissioner a sufficient insight and a full understanding of all the issues those farmers have had to face so that the commission can make meaningful recommendations?