So, yes, repayment of the student loan will start earlier, and so it should—as soon as income allows for it. I challenge anyone to say that $8 a week will be a hardship for someone who is on a taxable income of $45,000 a year. I'm sure they could go without a couple of coffees a week to pay back their obligation to the Australian taxpayer. I spoke earlier about salary levels for graduates in various professions—