I'd like to pursue this issue of the so-called $11,000 difference in the average payment level, as you have just articulated. The royal commission estimated that the average payment was $65,000—I think we've well established that during the various debates and inquiries we've been having on this—under a maximum payment of $200,000, while the NRS estimates an average payment of $76,000, under a maximum payment of $150,000. Is there any kind of guarantee that the goal of the $76,000 average payment will actually be met?