Perhaps as a point of clarification and so I can be absolutely clear that we are speaking of the same words: my understanding is that the comments from the Productivity Commission in relation to the constitutionality of the loans were related to the existing method by which loans are administered by the federal government. You were asking a question about the advice received by government in relation to the constitutionality of the current operation of the loans program. I responded by saying we had received advice from the Australian Government Solicitor in relation to that. In relation to the constitutionality, you asked me a question about whether we had advice about the constitutionality of the proposed new methods by which loans are administered should the RIC be passed.