I do want to complete the quote from the Regional University Network, because it is very important—about accessibility and affordability for students, which Senator Seselja has just asked about:

… RUN considers that the only way the sector can maintain quality and remain internationally competitive is through the deregulation of student fees.

That is a quote from the Regional University Networks. But in terms of affordability and accessibility, and particularly for disadvantaged students, we know that under HECS no student needs to pay anything up-front and does not need to repay until they are earning $50,000.