I am delighted to talk about consistency. In the 2013-14 budget of the Labor Party, $902.7 million was taken by an efficiency dividend from most grants to universities. There was the removal of the 10 per cent HECS-HELP discount and the five per cent HELP repayment bonus from 1 January 2014—$276 million. There was the conversion of student start-up scholarships to student loans.