My question is to the Minister representing the Treasurer, Senator Cormann. On 17 June, an ABC 7.30 report covered the government's proposed wind-back of the FoFA laws and how that risks a repeat of the Timbercorp scandal. Why is the government seeking to exempt general advice, execution services, volume rebates and trail commissions on pension products when thousands of Australians are still dealing with the devastating consequences from past financial advice scandals like Timbercorp?