As a result of the reduction in interest rates that has occurred over the period of our government, from 10.5 per cent when we were elected to the current 8.05 per cent, that does save Australian families around $449 per month in interest charges on an average new mortgage of $220,000. We are very proud of our record in using our government’s fiscal policy, industrial relations policies and fiscal restraint to ensure that we do reduce the pressure on interest rates, and that we have over the course of our government saved Australian families on the average mortgage some $449 per month compared to the situation we inherited from those opposite.