With the five minutes I have tonight, I'd like to highlight five Labor failures that are hitting my constituents the hardest. There are many, many more, but I only have five minutes. Without a doubt, No. 1 is energy policy and power costs. Labor's obsession with ideology over delivery has cost Australians at every point of their household budget. It's not just their own power bills. It's at the checkout as those increased costs flow onto the supermarket. The higher the power price, the higher the cost of production. The higher the input cost, the higher the output costs. Simple economics. Hopefully somebody passes this on to the Treasurer. So no wonder my community is crying out saying they have never been able to buy so little for so much. You go into the grocery store, you spend 100 bucks and you've got one lousy paper bag.

Now, No. 2 is migration and housing. They go hand in hand. Record high migration numbers coupled with record new low housing builds has created a market at a breaking point. But the pile-on continues from this government with more and more red and green tape driving up costs, blowing out timelines and creating a market that Australian investors are leaving in droves. You only have to look at the clearance rates every Saturday. It's everyday Aussies that are paying the price of higher rents, higher mortgage rates and lower aspirations to get into the housing market.

Now No. 3, importantly for regional areas, is funding for councils and regional infrastructure. I've had all my five mayors over the past four years come and see me and say, 'Pat, we cannot continue to carry this burden.' They're cash strapped, and the ratepayers can't pay them either. You can't continue to increase your rates. This government has scrapped the Local Roads and Infrastructure Program, slashed the Growing Regions Program and stemmed the total 2026-27 funding for the Regional Precincts and Partnerships Program to just $15 million nationally. That's a disgrace. All the while our councils watch $36 million of taxpayer funding get blown at the recent climate summit. That's a disgrace.

No. 4 is compounding small business burdens. This Labor government views small businesses, who are the backbone of our economy and our regional economies, as the enemy. They look at them as the enemy. They must, because of what they're doing to them. They're intent on piling more and more weight on a once solid backbone until it breaks. And, as we've seen, the number of insolvencies over the past 12 months has hit a record high under this government's watch. Industrial relations reform, including overly cumbersome changes to casual employment, have added complexity and compliance burdens. I have to say it was just remarkable that they imposed the credit card ban but then the ATO comes out and says, 'We're not doing it.' It's a case of do as I say, not as I do.

And then finally—and I think this is the most insulting one—is cutting the private health insurance rebate for those over 65. That is a slap in the face to our older citizens, who have effectively worked and paid their health insurance to ensure that they weren't a burden on the public health system, which we know is already stretched. I know we've booted it out of this place once, but the arrogance of the Albanese Labor government to bring it back into here when they know the Australian people are against it just screams volumes. It's time for this government to go. We have to pop the Canberra bubble.