I thank the member for Berowra for his question. We understand that Australians are under cost-of-living pressure, and that includes the impact of decisions that are made by the independent Reserve Bank. That is why we are focused on delivering real, lasting cost-of-living relief. We want to help Australians under pressure here and now while building our economy and our resilience for the future. That is why we've taken action. That is why we've introduced free TAFE, with 850,000 people enrolling. That's why we have policies of cheaper medicines. That's why we did support for student debt as well. That's why we have supported increases, as I've just said, in the minimum wage. That's why we have supported penalty rates and enshrining them in law, as well as the right to disconnect. And that's why we are giving young Australians a fair crack at getting into their own home. All of that is about acting on the cost of living. All of that is about delivering real change. And all of that was a—