It's going to get so much worse. You're waiting 11 hours now. With this completely heartless cut by the Albanese government, the pressure is going to get even worse. I can tell you story after story. I've got Warren in my electorate of Lindsay. He's 77. His wife is 76. He's paid for private health insurance for 62 years, and this is how this government's repaying him. His premium is already at $48.95 a month, and he said, very, very concerningly: 'I find it extremely upsetting that I no longer will be able to afford to pay the premium in the latter days of my life.' He's not looking forward to his future. He is not going to be able to afford to pay that premium. This is how this government is treating everyday older Australians, who have given this country so much and are so reliant.

But they're not just reliant; they're doing a service for all Australians because they're taking the burden off the public system. This government wants to put the burden right back on, and it is going to hurt. As I said, it's not just going to hurt older Australians; it is going to feed all the way through down to the younger generation, who are already paying through the roof for premium health insurance cover. As I said, it's going to hurt people in my electorate and in the outer metro suburbs of every one of our cities, where we are stretched to the limit. Our roads are stretched, our schools are stretched and our hospitals are going to be even more stretched.

The Health Minister is standing here today looking at Australians in the eye with his dimpled grin. He thinks that it's a good thing. He just thinks it's a tough decision. We have to make tough decisions. Minister, as I said at the outset, make the right decision. It's not just the opposition saying this is completely wrong and out of step with what Australians want. It is everyday Australians. It is our older Australians—