I think we see that point of order getting taken because they don't like to hear the reality of what they've done to themselves. That is, that they are the last people standing in this country who can't see that this housing market is broken. If only those opposite had done something about this problem in the nine years that they sat on the Treasury benches then we might be in a different position, but they chose not to. What you chose to do—

Opposition members interjecting—