And, of course, we know this policy is going to leave young people worse off in their retirement. It's going to facilitate a massive intergenerational wealth transfer from the young people who are up here in the gallery to that older property-owning generation. It's rare for me to agree with the Leader of the Opposition, but, on this occasion, I will. He was asked about this proposal in 2017; he said, 'It's just not good policy.' Well, for once, he was actually right.