My question is to the Prime Minister. One month before the election the now Prime Minister promised he would deliver on reducing cost-of-living pressures for Australian families because he had a plan. Because of Labor's policies, interest rates are rising higher than they otherwise would, and Australian families are paying an extra $18,000 per year on a typical mortgage. The Prime Minister is failing Australians because he doesn't have a plan. Why do Australian families always pay more under Labor?