My question is to the Prime Minister. Treasury has confirmed that the entire $42 billion stage 3 of the government's Personal Income Tax Plan goes to the top 20 per cent of income earners. How is it fair that, under this government, a banker from Vaucluse earning a million dollars will get a tax cut over $7,000 a year while a hospitality worker from Caboolture will only get a tax cut of $10 a week and will have their penalty rates cut as well?