My question is to the Prime Minister. The Prime Minister has said his decision to block a royal commission for almost two years was 'just a political error'. Is he aware that this meant a two-year delay of reports that the Commonwealth Bank continued to charge customers fees for advice that was never provided and charged fees even though a customer had been dead for 10 years? Why is the Prime Minister rewarding big business with an $80 billion handout, including over $17 billion for the big banks?