a ladder to building prosperity for their families.

Also we have unequivocally said that we are making savings by removing family tax benefit B when a child turns 13. When a child turns 13, we consider there is an opportunity, particularly if people have had the opportunity to avail themselves of child care up to that point, for a single parent or a couple to re-engage in the workplace. Yes, that is where we are making savings.

Ms Macklin interjecting—