than people who did not go to university. And more than 60 per cent of Australians do not have a university degree. So rather than complaining about being asked to pay 50 per cent of the cost of their education rather than 40 per cent, they should actually be buying a bunch of flowers and knocking on the door of a neighbour who does not have a university degree and saying: 'Thank you for paying 50 per cent of the cost of my education.'

Ms Owens interjecting—