First, to the Leader of the Opposition: I know that he is engaged in a pretence about having a plan for the nation. I would remind the Leader of the Opposition that a plan is when you outline in detail what you are going to do, how you are going to do it, what it is going to cost and how you are going to pay for it. The unfortunate truth for the Leader of the Opposition is that not once since the election in 2010 has he produced a policy with a proper costing and not once since the election of 2010 has he produced a policy with credible savings—and that applies to all areas, including superannuation.