If they think it is funny that we are looking at the pressures that this puts on individual families, on the health budget and on the whole economy then they have been living in a different world for the last few months, and for the last year, than everybody else.

This is a change which is carefully designed and carefully targeted. By reducing the rebate only for those that are on higher incomes, by staging it and by increasing the surcharge, we have been able to ensure—