From someone who presided over HIH I do not think that we ought to be lectured about probity—not by a lawyer for merchant bankers and not by a merchant banker. They have no credibility to lecture this side of the House. There we have it: the former merchant banker, the lawyer for merchant bankers and the member for Higgins up the back, who could not get a job as a merchant banker. He is going up the totem pole every day.