My question is to the Prime Minister and again refers to the national accounts and interest rates. Is the Prime Minister aware that the National Australia Bank is now charging a new liquidity margin of 0.3 per cent on market rate loans? Given that agriculture, forestry and fisheries is one of the few industries delivering economic growth, why won’t the Prime Minister put pressure on banks to bring down the interest rates on farm loans and overdrafts rather than inventing new revenue-raising surcharges?