My question is to the Prime Minister. I refer the Prime Minister to his comments on 7 October when he said, ‘The government welcomes the relief that the Reserve Bank of Australia’s decision will provide to working families and to Australian small businesses.’ Prime Minister, how many of the banks have passed on the Reserve Bank’s now 1.75 per cent rate cut to their small business customers? If banks have not passed on the rate cut, how will small businesses be relieved by the Reserve Bank’s decision?