it is why we moved to crack down on short-selling. We just had an interjection from over there that the Financial Claims Scheme was their idea! It was recommended to them in 2003, after the HIH Royal Commission, and ignored. So we have been ahead of the game from the very beginning. They are walking both sides of the street. They would rather wait for events to overrun us. We will not do that; we will take decisive and strong action.