Thank you very much, Mr Speaker. I will commence my question again. My question is to the Prime Minister and refers to his continued claim that the Liberal Party will always have lower interest rates than the Labor Party. Is the Prime Minister aware of comments by former Reserve Bank Governor Ian Macfarlane, who said that these claims, also made at the last election, were ‘incorrect’ ? Prime Minister, who should Australian families with a mortgage trust? The former Reserve Bank Governor or you?