I second this motion. It calls on the Prime Minister to immediately bring down a mini-budget to redirect wasteful spending to invest in the productivity drivers in the economy necessary to build the economy’s productive capacity and put downward pressure on interest rates. Those opposite simply do not get the new interest rate equation. The fact is that the proportion of household income being consumed by mortgage interest payments is higher today than ever before. Data from the Reserve Bank shows that mortgage interest payments, as a share of household disposable income, are higher than ever before. At the last election, Mr Howard promised to keep interest rates—