Jenny McAllister (NSW, Australian Labor Party, Shadow Cabinet Secretary) | Hansard source

Does that not strike you as a problem for individuals who might be incorrectly excluded from insurance? I think the intent of the government amendments is to deal with the very real problems that have been presented around this scheme as they relate to people in high-risk occupations. I think that the government's amendments acknowledge that people in high-risk occupations ought to be covered by group insurance and seek to provide a pathway by which, under certain circumstances, trustees may bring this circumstance about. The whole point of that is to protect a cohort of people who are in high-risk occupations and who risk either having financial detriment arising from some accident or injury to themselves or having independents who are unable to support themselves in the event of a tragedy. If that's the objective, are you not concerned that individual trustees may find themselves making assessments about individual risk profiles without adequate information and, on your advice, will suffer no legal consequence if they make a mistake?