Jane Hume (Victoria, Liberal Party, Assistant Minister for Superannuation, Financial Services and Financial Technology) | Hansard source

Senator Whish-Wilson, there isn't a study that I'm aware of. The government has introduced these amendments because it's listened to concerns raised by industry and representatives that individuals in high-risk occupations are likely to benefit from default insurance and superannuation as they may face barriers accessing insurance elsewhere. The government has therefore decided to make available an exception to the opt-in changes for members in dangerous occupations who are under 25 years old or who have a low-balance account where the trustees elect to apply it.