House debates

Tuesday, 3 December 2019

Bills

Interactive Gambling Amendment (National Self-exclusion Register) Bill 2019, National Self-exclusion Register (Cost Recovery Levy) Bill 2019; Second Reading

6:11 pm

Photo of Linda BurneyLinda Burney (Barton, Australian Labor Party, Shadow Minister for Families and Social Services) Share this | Hansard source

I rise to speak on the Interactive Gambling Amendment (National Self-exclusion Register) Bill 2019 and the National Self-exclusion Register (Cost Recovery Levy) Bill 2019. Labor supports the Interactive Gambling Amendment (National Self-exclusion Register) Bill 2019 and the National Self-exclusion Register (Cost Recovery Levy) Bill 2019—I'd hate to say that 10 times quickly! These bills will amend the Interactive Gambling Act 2001 to establish a national self-exclusion register that will allow individuals who consider themselves to be at risk of or experiencing gambling related harm to exclude themselves from interactive wagering services licensed in Australia and limit their exposure to direct marketing activities. People will be able to choose the period of self-exclusion, ranging from three months to permanent. Individuals will be prompted 14 days before the self-exclusion period ends and will be able to reregister for another period. Up to five support people can be registered, who will also be notified 14 days before the end of the self-exclusion period.

However, it has taken the government too long to act. This comes four years after the report of the Review of Illegal Offshore Wagering, which described self-exclusion as 'an important tool in reducing the harms to at-risk and problem gamblers'. It also comes one year after the commencement of the National Consumer Protection Framework for Online Wagering. The National Self-exclusion Register will allow people to self-exclude from all online wagering sites and apps in one go and is due to be implemented by the Australian Communications and Media Authority by May 2020. A year ago the government acknowledged that more than 240,000 Australians were already experiencing significant harm from online wagering and called the ability to self-exclude a critical gap in consumer protection in Australia. Financial Counselling Australia has expressed frustration at the delay, and warned that there was a desperate need for a national self-exclusion register and urged the government to make it an urgent priority. Action could have been taken to introduce legislation before now. The government has been in no hurry to protect Australians vulnerable to the harms of online gambling. To meet the original time frame set down by the government, the Australian Communications and Media Authority must now establish, trial and test the National Self-exclusion Register, which will contain highly sensitive personal information, in just six months.

Labor has concerns about the government's decision to outsource the establishment of the register. The government has a terrible track record on IT procurement. We have seen its disastrous Centrelink online compliance program, otherwise known as robodebt, which impacted on tens of thousands of innocent Australians. In 2017 it was revealed that Medicare card numbers had been sold to the dark web, a massive and incredibly disconcerting breach of security. Government must guarantee Australians that people's personal information will be protected and that the highest standards of privacy apply.

The National Consumer Protection Framework for Online Wagering has 10 measures which have been agreed to by state and territory governments. The first is prohibition of lines of credit. This addresses the conflict of interest in online wagering providers effectively acting like a bank to offer lines of credit.

The second is restricting payday lenders, stopping wagering services providers from advertising payday loans. Potential connections between online wagering customers and credit providers are also restricted, as customers cannot be referred to a payday lender, nor can customer information be given to payday lenders.

The third is customer verification. Online wagering providers have to verify their customers' identity within 14 days of registration, instead of 90 days. This is designed to reduce the risk that underage and self-excluded customers, and those operating under assumed names, access online wagering.

The fourth is restrictions on inducements. Online wagering providers will be prohibited from offering any credit, voucher, reward or other benefit as an incentive to open an account or to refer another person to open an account. This is designed to protect consumers from incentive based marketing and strengthen standards for direct marketing. It also includes preventing turnover requirements to withdrawing winnings from complementary betting credits or tokens.

The fifth is account closure. Online wagering providers have to give their Australian customers a simple, easy-to-find and readily accessible way of closing or cancelling their online accounts. Providers will be required to prominently display account closure information and ensure customers can close an account in the same channel as they bet. The account closure process must start as soon as the request is received, and consumers cannot be enticed to keep an account open.

The sixth is voluntary opt-out precommitment schemes. Consumers will be able to easily monitor and manage their gambling by setting deposit limits before they start gambling. Customers will be given a tool to precommit to their own limits, which cannot be increased on the spot, as part of a voluntary opt-out precommitment scheme. Every online wagering provider will be required to offer deposit limits to their Australian customers.

The seventh is activity statements. Online wagering providers will be required to send consumers meaningful activity statements so that they can easily track and monitor their online wagering spending and behaviour. Activity statements will increase consumers' awareness of their spending, wins and losses.

The eighth is consistent gambling messaging. Online wagering providers will have to use the same messaging about the risks and potential harm of gambling in their advertising, direct marketing, websites and other direct communications to their customers. This is designed to ensure evidence based, consistent messaging will be used.

The ninth is staff training. Staff involved in providing online wagering services, or with the capacity to influence the service, will have to undergo training in the responsible service of online wagering.

The last, and the subject of these bills, is a National Self-exclusion Register. Not all elements of the framework have been fully implemented, and it is important that all governments take the actions they have committed to as soon as possible. It is incredibly important that the government remains vigilant to online problem gambling and takes the necessary steps to make sure Australia is a leader in best-practice consumer protection.

Can I finish by adding that the challenge of online gambling, of course, is that it can happen anywhere across the world. It can happen so easily with the amount of technology that people have accessible to them now, and that is one of the real reasons that Labor is going to support this piece of legislation. Gambling, broadly, of course, is such a terrible problem—particularly the harm it causes to families and to individuals involved. We've all seen and heard, I am sure, some of the horror stories around gambling. With the advent and the increase in interactive gambling and the pervasive nature of interactive gambling, it is very important as one step—and it is only one step, I accept that—that a national self-exclusion register be established.

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