My question is to the Prime Minister. I refer the Prime Minister to the fact that, after seven interest rate rises in a row under this government, a family with an average mortgage is now almost $6,000 a year worse off. Prime Minister, isn’t it true that interest rates would be significantly lower today had $10 billion not been wasted on programs such as insulation and school halls? And why won’t the government take steps to reduce the need to borrow $100 million a day when that is adding further upward pressure on interest rates?