My question is to the Prime Minister. I refer the Prime Minister to the 3.75 percentage point difference between the official interest rate today and that of June last year, when the Prime Minister was warning Australians of the inflation monster that he said was wreaking havoc in the economy. What does the Prime Minister have to say to the borrowers who followed his advice and locked in fixed interest rate loans and, as a result, are paying up to $760 per month more in interest on their loans?